Tags

Systematic Investment Plan — disciplined, rupee-cost-averaging approach to mutual fund investing.

Net Asset Value — the per-unit price of a mutual fund scheme, calculated daily after market close.

Equity Linked Saving Scheme — tax-saving mutual funds with 3-year lock-in under Section 80C.

Funds investing primarily in top 100 companies by market capitalisation for stable long-term growth.

Mid-cap funds target companies ranked 101–250 by market cap, balancing growth potential and risk.

India's benchmark index of 50 large-cap stocks across key sectors, used as a market performance gauge.

Passively managed funds tracking a market index like Nifty 50 or Sensex with low expense ratios.

Funds investing in fixed-income securities like government bonds, corporate bonds, and money market instruments.

Spreading investments across equity, debt, and gold to balance risk and return based on goals.

Annual fee charged by a fund house, directly impacting net returns — lower is better for long-term investors.

Reserve Bank of India monetary policy decisions affecting interest rates, bond markets, and debt funds.

Long-Term Capital Gains tax on equity mutual funds and stocks held over 1 year — 10% above ₹1 lakh.

Funds with flexibility to invest across large, mid, and small cap stocks based on market opportunities.

Exchange-traded funds backed by physical gold, offering a low-cost way to invest in gold without storage risk.

Periodic adjustment of portfolio weights to maintain the target asset allocation and control risk.